Ritika advocates for a holistic approach to education, emphasizing skill development alongside academics. Her desire is to see children equipped with skills that extend beyond textbooks, empowering them to thrive in diverse career spaces.

Ritika Agarwal: A Symphony of Education, Volunteering, and Adventure
Ritika Agarwal, a spirited and multifaceted individual, hails from the enchanting ‘City of Mishti Doi’ -Kolkata. Her educational journey took root at Saint John’s School and flourished into a BCom Honors degree from JD Birla Institute. However, what sets Ritika apart is her pursuit of Actuarial Science, a unique field she navigated alongside her studies.
Navigating the Uncharted
Ritika embraced Actuarial Science, delving into risk management, statistical techniques, and modeling. As one of the few pursuing this field, Ritika has become a torch-bearer for those venturing into uncharted territories. Her passion extends beyond the classroom, as she actively engages with students, demystifying the world of Actuarial Science.
A Blend of Professionalism and Passion
Post-graduation, Ritika immersed herself in internships in Kolkata, becoming a prominent speaker in the field. Her commitment and passion shine as she demystifies Actuarial Science, guiding young minds towards untapped career opportunities.
Beyond her professional endeavors, Ritika is a dedicated Bhumi volunteer, seamlessly blending her studies and social work. Whether delivering talks on Actuarial Science or supporting students through their exams, Ritika’s weekends are an inspiring blend of academics and altruism.
From Notorious Kid to Social Catalyst
Ritika’s journey took a turn during her college days. A notorious kid who embraced the thrill of Inter College fests, she soon realized the importance of channeling her energy into something meaningful.
A chance encounter with a Bhumi orientation poster changed everything. Intrigued, Ritika attended the orientation and discovered a world where her passion for social work could flourish. Little did she know, this would mark the beginning of a transformative journey since august 2019.
Surfing Through Unconventional Waters
Taking charge of the Refresh team, Ritika’s commitment to Bhumi intensified during the COVID era. As the Refresh Lead (fundraising & talent nurturing initiative of Bhumi), she became an indispensable part of the Bhumi family.
During a lull in her weekends, Ritika discovered her love for Sudoku and a penchant for unconventional food combinations, like the surprising duo of gulab jamun and ketchup. Life took an unexpected yet fulfilling turn, and she found herself immersed in a world of social work, gratitude, and unexpected laughter.
A Journey to Remember
Ritika’s adventurous spirit shines through her escapades, from donning a black belt in karate to an unforgettable helicopter ride to Kedarnath. An ex-army pilot imparted life lessons and steered Ritika through an exhilarating journey, leaving an indelible mark on her memory.
Juggling Roles with Grace
Despite her demanding role at a leading insurtech startup, Ritika effortlessly balances her professional commitments with her unwavering dedication to Bhumi. Her mother stands as her pillar of strength, instilling values that resonate in her every endeavor.
Bhumi’s Impact Beyond Education
Ritika’s journey reached a pinnacle during Nakshatra 2022 in Kolkata, an event she orchestrated from scratch. Witnessing over 400 kids and 150 volunteers come together, she experienced the emotional high of success and community building.
As a JTW (Joy To the World initiative) Coordinator, Ritika received a heart-warming farewell from a shelter home in Bangalore. The kids presented her with a thank you card, expressing their gratitude and pleading for her return. These moments define Ritika’s Bhumi experience.
Charting a Path for the Future
Looking ahead, Ritika envisions Bhumi expanding its footprint to smaller cities like Ujjain and Indore. Her dream is for Bhumi to weave its magic in every nook and cranny, ensuring no child is left untouched by the transformative power of education.
Ritika advocates for a holistic approach to education, emphasizing skill development alongside academics. Her desire is to see children equipped with skills that extend beyond textbooks, empowering them to thrive in diverse career spaces.
In Ritika Agarwal, Bhumi has found a spirited ambassador whose journey embodies the essence of education, volunteering, and adventure. As she sails through life, Ritika leaves behind ripples of inspiration and change, nurturing a future where every child has the opportunity to flourish. #HumansOfBhumi